With identity theft on the rise, it’s important to have a credit card that protects your information. You can rest easy when making purchases at home or as you travel with a Visa credit card and support from your credit union. Visa works with lenders and vendors to make purchases as secure as possible, monitor fraud, and offer solutions should identify theft occur.
Verified by Visa
For some time, Visa has encouraged merchants to adopt the same sort of program used in Europe, which requires that consumers enter a PIN when using their credit cards, just like they do with debit cards. Now, the company has started its "Verified by Visa" program to add an extra layer of protection for online shopping. After activating your card, you'll be asked to enter your password at any online merchant that participates in the Verified by Visa program. Once you activate it, your card can't be used at any participating online merchant without your correct password, making it much tougher to steal your card number.
On Visa's end, the information you enter when you activate your card is protected by high-level encryption. To do your part to protect your finances, treat your personal information and passwords like cash. Protect the information and don't hand it out to just anyone. Each card issuer has its own password requirements, but you can strengthen your Verified by Visa password by mixing uppercase and lowercase letters, numbers, and symbols. Once you have your password, don't write it down; memorize it. Should you forget, you can access a link in the Verified by Visa password window.
Help with Fraud
Always check your monthly Visa statements to ensure you're responsible for the charges listed. If you believe someone has accessed your password or made fraudulent purchases with your Visa, contact GCS Federal Credit Union. Visa always protects unauthorized use.
Help lessen the chance of identity theft and fraudulent charges by signing up for Verified by Visa. Call GCS Federal Credit Union at (618) 219-8600 if you have questions about the program, credit card fraud, or obtaining a Visa card.