GCS Credit Union

Find Out How A Credit Union Protects Your Financial Interests With These Links!

Providing superior rates and personalized service, credit unions are a better—and safer—alternative to banks for your financial management needs. Look to the following links to learn more about securing your finances with a credit union membership.

• The U.S. Social Security Administration offers this resource for protecting your Social Security number from identity thieves.
• Identity theft costs banks more than $1 billion per year, according to this NBC News story.
• Learn more about the National Credit Union Administration, the federal regulator of credit unions in the United States.
• Do you want assurances that your credit union is safe? Learn how to check from USA Today.
• Get the basics on IRAs from CNN Money.

To find out about joining an O’Fallon, IL credit union, contact GCS Credit Union at (618) 219-8600.

GCS SUPPORTS MARCH OF DIMES

Photo (from left to right): Lauren Smith (GCS Assistant Marketing Manager),Susan Bushnell (State Director of March for Babies), Traci Louvier (GCS Marketing Manager)

GCS Credit Union is a proud supporter of the March of Dimes. This year, in addition to their $12,500 March for Babies corporate sponsorship, employees have raised $1,345 through jean day donations.

March for Babies is the March of Dimes’ biggest fundraiser. More than 7 million people will join their family, friends and colleagues in 900 communities across the nation to walk in the March for Babies. Money raised during the walks supports their mission to give every baby a healthy start.

Upcoming March of Dimes events include:

• Madison County March for Babies: Lincoln Middle School, Edwardsville on Saturday, April 20th

• St. Louis March for Babies: The Muny, St. Louis Forest Park on Saturday, April 27th

• St. Clair County March for Babies: GCS Ballpark, Sauget on Saturday, May 11th

For more information and to register for these events, visit MarchforBabies.org. To learn more about GCS, visit myGCScu.com.

Founded in 1941, GCS Credit Union currently has assets of more than $317 million. GCS serves 39,000 members throughout Bond, Clinton, Jersey, Macoupin, Madison, Monroe, Montgomery, Randolph, St. Clair and Washington Counties in Illinois via 7 full-service branches, numerous ATM locations, and 24-hour account access through mobile, telephone and PCU online banking.

How Safe is a Credit Union?

In uncertain economic times, you want to know that deposits at your O’Fallon credit union are safe. Fortunately, credit unions offer one of the most secure options available for managing your money. Keep reading to learn more about the key features that make depositing with a credit union a smart decision.

Fully Insured Deposits
Shielding yourself from risk is a key part of smart financial management. The National Credit Union Share Insurance insures all the money you place in an accredited credit union by up to $250,000. Backed up by the federal government, this fund comes entirely from member credit unions.

Safe Lending Practices
As community institutions, credit unions employ time tested lending practices. They don’t engage in “sub-prime” mortgage lending or any of the risky behavior of large-scale investment banks. Instead, they lend responsibly to members, with a business model crafted toward long-term success, not short-term gains. That insulates your deposits from risk, and ensures that you’ll have a lender you can trust when you need it.

Rigorous Oversight
The National Credit Union Administration performs rigorous oversight over credit unions. Every year, federal examiners and accountants examine a credit union’s handling of its assets, financial records, and adherence to regulatory standards. This oversight helps ensure that a credit union is always acting in its members’ best interests.

A Community Focus
A typical credit union lends primarily to members seeking consumer and small business loans. By avoiding large commercial loan ventures, credit unions avoid the financial risks that make too many banks fail. Additionally, credit unions are prohibited by regulatory agencies by making speculative investments, further shielding your deposits from risk.

For more than 70 years, GCS Credit Union has provided dedicated financial services to member owners throughout the O’Fallon, IL area. Our high level of service has allowed us to achieve the NCUA’s top rating for the past decade. Call (618) 219-8600 to learn more about the benefits of working with us.

Bank of America Customer Suffers Identity Theft

The most important factor in choosing a financial institution is trust. If you can’t trust the institution where you deposit your money, you can never feel entirely secure about the health and safety of your assets.

Nowhere is this more apparent than in cases of identity theft. In this video, you’ll learn about a Bank of America customer who lost her savings after a customer service representative at the bank stole her identity. The bank reimbursed her, but a critical bond of trust between bank and customer was lost.

Entirely community owned and operated, GCS Credit Union of O’Fallon, IL is fully dedicated to the interests of its member owners. For financial services you can always trust, call us at (618) 219-8600.

Credit Union Members Save 10% on select Dell Touch Products: Limited Time Special Offer!

Dell is helping credit union members touch the future with 10% off select Dell touch systems. Credit union members can experience the new advances and leading-edge intuitive touch experiences with Dell’s touch products. The 10% discount* is available to credit union members on the Inspiron 15Z, Inspiron One 23, XPS 10, XPS12, XPS One 27 and Latitude 10 line of systems.

The savings are instant – use coupon code RG3?DDN?DP47FB when placing your order online or by phone. This 10% savings discount is valid through 04/30/13. Visit the Dell page on LoveMyCreditUnion.org to purchase your touch system today.

Save Even More with the Dell Advantage Loyalty Program

Credit union members can also join the Dell Advantage Loyalty Program for free. Members can earn rewards and get free 2nd business day shipping on all purchases. Dell Advantage members get these savings:

• 5% back on a Dell Promo eGift card for each qualifying purchase using the Advantage Membership
• Free 2nd day business shipping on all purchases
• Exclusive monthly emails featuring special offers on PCs, electronics and accessories
• Exclusive offers from Dell partners such as Blockbuster and Rhapsody

Click here for complete details on the Dell Advantage Loyalty Program.

*10% off of select touch systems (before tax, shipping and handling). Offer valid 2/27/2013 – 04/30/2013. Specifications, availability and terms may change without notice. Taxes, fees, shipping, handling and any applicable restocking charges are extra and vary. Coupon cannot be stacked with any other coupons/offers. Coupon applicable to Inspiron 15z, Inspiron One 23, XPS 10, XPS 12, XPS One 27 and Latitude 10 line of systems only. Excludes non-touch systems. Dell cannot be responsible for pricing or other errors, and reserves the right to cancel orders arising from such errors. One coupon per customer - limit 1 system.