Members of your local
credit union are already enjoying fee-free checking, convenient online banking, and
competitive loan rates. There’s no reason to wait to become a member;
your local credit union will help you make the switch. As a member of
a credit union, you’ll receive the personalized service you’d
expect from a small town branch paired with the financial resources of
a major financial institution.
Check Your Membership Eligibility
Credit unions require potential members to apply for membership. However,
becoming a member is easy. Usually, the main eligibility requirements
are that you either live or work within a certain geographical area, such
as a town or county. Other credit unions are offered to employees of specific
companies. If you have problems with the membership application, a credit
union representative will be glad to offer assistance.
Evaluate Your Account Options
Consider all of your options before choosing the right online checking
account for your needs. Many people make the switch to credit unions because
they’re fed up with monthly account maintenance fees, ATM fees,
and other fees. At a credit union,
fee-free checking isn’t your only option. You might also find a checking account that pays you dividends each month
and refunds on ATM fees. Your credit union also likely offers savings
accounts, youth savings accounts, money market accounts, and share certificates.
Identify Convenience Services
When you switch to a credit union, you can take advantage of numerous convenience
services. Look for tools like eStatements, mobile banking apps, online
bill pay, and surcharge-free ATMs across the country. Credit unions strive
to make banking a positive experience for their members.
With online checking accounts, competitive auto loans and home mortgage
loans, online bill pay, and so much more, GCS Credit Union is the financial
institution of choice for the Metro East community. When you’re
ready to join a credit union in O’Fallon, give us a call at (618)
797-7993 or stop by one of our convenient branches. We invite our neighbors
to take advantage of our fee-free checking and cash-back incentives!