When you set up an
online checking account with a credit union, you’ll enjoy the convenience of quick, easy
online banking and online bill pay services. Online banking is also a
safe, secure way to manage your money and keep track of your finances.
Here is a look at some of the many security benefits of online banking.
Encrypted Connection to Online Banking Services
Your credit union’s server guarantees you a secure, encrypted connection
to access your online banking services. A third party cannot access any
information you and your credit union send. You can safely transfer money
from your online checking account to your savings account, and can rely
on swift, secure online bill pay transactions.
Identity is Confirmed via Secure Password and Questions
When logging into your online checking account, you’ll need to enter
a secure password. This password should be different from the passwords
you use on other sites, and should change regularly to maintain online
banking security. If you don’t remember your password, your credit
union representative will ask you a series of security questions to confirm
your identity. These questions may also be asked periodically throughout
your online banking transactions to ensure you’re the only one with
access to your account.
Quickly and Easily Review Transactions for Fraudulent Activity
Online banking allows you to quickly and easily review all your transactions
for fraudulent or unauthorized activity. You can review your most recent
transactions almost immediately, and set up alerts for varying levels
of account activity to provide you with up-to-the-minute notifications.
If you notice an unauthorized transaction on your online checking account,
you can send a secure message to your credit union representative to begin
the fraud claim process.
If you’re interested in setting up
online banking in O’Fallon, come see us at GCS Credit Union. We can assist you in setting up an online
checking account, savings account, and IRA, as well as offer you great
rates on home mortgage loans, auto loans, and Visa Rewards credit cards.
To learn more about our credit union, call us today at (618) 797-7993.