GCS Credit Union
618.797.7993
GCS is a full service financial institution serving the following counties in Illinois: Madison, St. Clair, Jersey, Macoupin, Montgomery, Bond, Clinton, Washington, Randolph, and Monroe.

Happy Earth Day from GCS Credit Union!

Happy Earth Day from GCS Credit Union! Go Green today by using our mobile and online banking! Save a tree today and pay your bills online using our Bill Pay! Check out our website for more information!
mygcscu.com/services-tools/convenience-services

GCS Credit Union Donates to UCPH Center for Autism

In honor of Autism Awareness Month, GCS Credit Union has donated the proceeds from April’s Jean Day charity drive to UCP Heartland. GCS employees had the option to wear jeans on Fridays and Saturdays in April in exchange for a minimum $15 donation. This month employees from all 7 branches were able to
raise $1,057 for the organization.

United Cerebral Palsy Heartland is a nonprofit United Way Agency that
provides high quality programs and support to individuals with disabilities in Central and Eastern Missouri and Southwestern Illinois. UCP Heartland has been dedicated to serving the needs and advancing the independence of individuals with Cerebral palsy, Down Syndrome, Autism Spectrum Disorder, traumatic brain injuries, and other physical and developmental disabilities since 1953.


GCS has hosted Jean Days for employees every month for several years,
and in that time they have regularly donated proceeds to local charities and
nonprofit agencies.


To find out more about UCP Heartland, visit ucpheartland.org. To learn
more about GCS Credit Union, visit myGCScu.com.

Avoiding Common Money Management Mistakes

Financial stability is highly coveted and often requires a great deal of hard work. Fortunately, money management does not have to be difficult thanks to credit unions in O’Fallon.

Saving for your future is always a good option, but it can take a great deal of discipline to be able to stick to the plan you make. You can help yourself by having your paychecks automatically distributed to the proper venues. This will leave less cash in your pocket, so you will be less tempted to mismanage your money and overspend. It is also a good idea to go with shorter leases and quicker payments when it comes to purchasing a car. Longer leases can keep you trapped in a cycle of monthly payments for a car that has been steadily losing value.

If you would like to avoid common money management mistakes, call GCS Credit Union at (618) 797-7993. We are an O’Fallon based credit union that provides online checking accounts and auto loans. You can find out more about our financial products and services by visiting our website or meeting with us today.

Shopping for a Home Mortgage Loan

Mortgage LoanThe prospect of moving into your own home can be exciting and inspiring, but it can also be overwhelming if you are not familiar with home mortgage loans in O’Fallon. However, a little research on the topic can go a long way in helping you to find the perfect loan. Read on for a few tips on shopping for a home mortgage loan.

Consider Your Options
Much like auto loans, you can receive home mortgage loans from different types of institutions and entities. If you want to get the best price on your mortgage, it is a good idea to visit a few different places before making your final decision; this can also help to ensure that none of these places are trying to overcharge you.

Learn About Costs
When you communicate with these different potential lenders, it helps to know what questions to ask. Find out about current mortgage interest rates and whether they are adjustable or fixed. You should also ask your lender and your broker, if you have one, about any fees that may be involved for their services; many of these fees can be reduced or waived with some negotiation.

Know the Language
If the thought of shopping for a home mortgage loan overwhelms you, prepare yourself by becoming familiar with the lingo. Interest rates describe the additional money that will be paid when you repay your loan. If you have a fixed-rate loan, you will be repaying the same amount of money with each payment across the life of the loan. Understanding terms like these can help you secure the best home mortgage loan available.

Are you shopping for a home mortgage loan? Contact GCS Credit Union or visit our website. We offer auto and home mortgage loans in the O’Fallon area, and we also specialize in checking accounts and online banking. If you would like to learn more about our services, please call us at (618) 797-7993.

What Goes on Your Credit Score?

If you are looking to apply for a home mortgage or auto loan in O’Fallon, you will want to check your credit score first. Better scores can lead to more favorable loans. Watch this video to find out what goes on your credit score.

Paying your bills on time leads to a higher score, as does the possession of a reasonable amount of outstanding credit and debt. A longer history of positive credit is preferable, although brand new credit may not necessarily hurt your score. While an abundance of credit cards can be bad, a variety of credit is good for your score.

Would you like to know more about your credit score? Call GCS Credit Union at (618) 797-7993. We are proud to serve the O’Fallon area with a variety of online banking services as well as checking accounts and auto and home mortgage loans. Feel free to visit our website or stop by today.

Page 1 of 76 1 2 3 4 5 6 7  . . . 72 73 74 75 76   Next

Hours

  • Monday 8:30am — 5:00pm
  • Tuesday 8:30am — 5:00pm
  • Wednesday 10:00am — 5:00pm
  • Thursday 8:30am — 5:00pm
  • Friday 8:30am — 6:00pm
  • Saturday 8:30am — 12:00pm