Online banking solutions offered by credit unions make managing your finances easy and
convenient. Although you can stop by a credit union branch any time for
face-to-face assistance, most of your financial tasks can be completed
remotely through a secure website. If you’re already taking advantage
of the perks of online banking, why not take the next step of using mobile
banking? Your credit union representative will be happy to help you get started.
Is mobile banking safe?
Although safety is a valid concern when it comes to mobile banking, the
security of your money is a priority for your credit union. Because identity
theft is a rapidly growing crime that can affect anyone, financial institutions
have invested considerable resources into protecting the digital data
of their customers. In fact, mobile banking can actually improve your
financial security because you can get alerts when there is unusual activity
on your account. This allows you to take action right away, regardless
of where you are.
How can I protect my security online?
Although mobile banking is quite safe, it’s still smart to take a few extra
steps to protect your sensitive information. One of the most important steps to take is to download the mobile banking
app directly from your credit union, rather than using your smartphone’s
Web browser to go to the website. It’s also best to use your cellphone
carrier’s secure network or a trusted Wi-Fi hot spot, rather than
public Wi-Fi. Always log out after each session and never click an option
to save your password. You should also require a password for the phone itself.
What can I do with my mobile banking app?
This varies, depending on the financial institution you use, but in general,
you can do anything with a mobile app that you can do with an online banking
account. You can check your balance, receive alerts, and transfer funds.
GCS Credit Union offers modern banking solutions that adhere to high standards of digital
security for our valued members. For assistance using our mobile banking
app, you can call a member representative at (618) 797-7993. Or, stop
by a credit union branch near O’Fallon for friendly help.