GCS Credit Union
618.797.7993
GCS is a full-service financial institution serving the following counties in Illinois: Sangamon, Logan, Macon, Marion, Jefferson, Perry, Jackson, Williamson, Jersey, Macoupin, Montgomery, Madison, Bond, Clinton, St. Clair, Monroe, Washington and Randolph.

A Look at the New FICO Score Rules

Your credit score—also called your FICO score—influences everything from whether you can qualify for home mortgage loans to what kind of rate you can get on auto loans. Recently, it was announced that scoring rules are changing, and the new guidelines could help your credit score go up.

Watch this video to learn more about the new FICO score rules. Public records, such as civil judgments, will no longer appear on credit reports unless the identity of the owner can be definitively proven. This is being done to mitigate the impact of incorrect information on credit reports.

At GCS Credit Union, we can help you understand your credit score and learn how to improve it, while offering competitive rates on loans, savings accounts, and our Visa Rewards credit card. Find out more about our credit union in O’Fallon by calling (618) 797-7993.

Hours

  • Monday 8:30am — 5:00pm
  • Tuesday 8:30am — 5:00pm
  • Wednesday 10:00am — 5:00pm
  • Thursday 8:30am — 5:00pm
  • Friday 8:30am — 6:00pm
  • Saturday 8:30am — 12:00pm