GCS Credit Union
618.797.7993
GCS is a full-service financial institution serving the following counties in Illinois: Sangamon, Logan, Macon, Marion, Jefferson, Perry, Jackson, Williamson, Jersey, Macoupin, Montgomery, Madison, Bond, Clinton, St. Clair, Monroe, Washington and Randolph.

Tips for Getting Your First Credit Card

When you’re in the market for your first credit card, proceed with caution. Many financial institutions charge huge fees and interest rates for people trying to establish credit, which is why making your credit union your first stop makes sense. Watch this video to find out more.

When picking a credit card, pay close attention to the small print. Many first credit cards have annual fees and large interest rates that make using them extremely expensive. Although a secured card is one option, it doesn’t have the same conveniences as a credit card.

Let GCS Credit Union help you build a strong financial history with our Visa Rewards credit card and other services. Talk to a representative at our credit union in O’Fallon today by calling (618) 797-7993.

Hours

  • Monday 8:30am — 5:00pm
  • Tuesday 8:30am — 5:00pm
  • Wednesday 10:00am — 5:00pm
  • Thursday 8:30am — 5:00pm
  • Friday 8:30am — 6:00pm
  • Saturday 8:30am — 12:00pm