Online banking is a part of life for most credit union customers, but many
customers are also concerned about keeping their sensitive financial information
secure. Fortunately, online banking can be both convenient and safe.
GCS Credit Union has already built extensive security features into our online banking
services, and there are many things you can do to keep your information
even safer. Practice security smarts when using online banking with this advice.
Get Wise About Network Security
Where you choose to access your account information matters. If you’re
on an unsecure network, such as in a coffee shop or other public place,
don’t log into your account. These networks are easily hacked, and
your financial information can be exposed. Instead, wait until you’re
at a home or on a known network that is protected by a security password.
Think Before You Post on Social Media
Of course you would never post information like your account numbers and
passwords on your social media accounts, but you don’t have to do
that to make your information vulnerable. Posting about where you live,
your birthday, people in your household, and new, large purchases can
all make you the target of identity thieves and make it easier to steal
your information. For instance, knowing your birthdate and your mother’s
maiden name could be enough information for someone to reset your passwords
on some accounts. Think carefully before you post facts about your life
so you don’t inadvertently put your information at risk.
Protect Your Passwords
Your passwords should be difficult for people to guess, so stay away from
things like your birthday, your kids’ names, and your pets’
names. Don’t use your address, phone number, or other easily identifiable
information. Instead, opt for a long password that incorporates letters,
numbers, and special characters, and never share your password, write
it down, or store it in a document on your phone.
If you have questions about protecting your financial information online,
GCS Credit Union is here to help. Talk to a representative at our credit
union in O’Fallon about online banking, membership, and more. Call