Auto Loans at O'Fallon Credit Union
When you are purchasing a car, your primary focus should be seeking a vehicle
that fits your lifestyle and budget. However, opting for lending through
your auto dealer can put you in a high-pressure buying situation that
might distract you from what matters most in this major purchase. Plus,
you can often find more favorable interest rates and loan terms with an
auto loan through GCS Credit Union, where you will find local Metro East
loan processing with member-first service to fit your unique needs.
Making a Smart Auto Purchase
To make the most of this major purchase, you should start your shopping
off the lot of the dealership. By seeking financing first, you will be
able to make a wise decision for your next vehicle and know your exact
budget when you do finally step on the lot. Here's a closer look at
the best car shopping strategies to give you the most manageable payments
for your auto loan.
Get pre-financed – When you visit the credit union first, you can secure your financing for
an auto purchase to give you more negotiating power. This also lets you
get the lowest possible rate on your loan to ensure that you don't
pay more than you need to for a new or used vehicle.
Seek local lending solutions – Working with local lenders has a number of advantages. Not only will your
lender better understand your transportation needs, but he or she can
recommend a preferred auto dealer and offer better insight for your purchase.
Take advantage of GCS discounts – GCS Credit Union has partnered with GM to offer big discounts on new,
American-made vehicles. Any GCS member can take advantage of these discounts
along with a 0.25% interest rate discount on the purchase of any new hybrid vehicle.
Reasons to Choose GCS
Along with great discounts and special financing programs for our members,
GCS provides service that is in your best interest, not ours. Our lenders
are committed to hearing the needs of every member seeking auto financing
so that we can offer customized loan terms for residents in O'Fallon
and St. Clair County.
GCS Indirect Auto Dealers
To make auto purchases even easier for our members, GCS Credit Union provides
a list of indirect auto dealers for convenient shopping throughout Illinois.
GCS Credit Union can help you purchase a new vehicle or refinance your
existing loan to keep your interest rates and monthly payments down. To
begin shopping for your next car with us, call (618) 797-7993.