• GCS: Behind the Scenes

    Have you seen our newest video?  Watch GCS’ Izzy and Coby behind the scenes!

    Founded in 1941, GCS Federal Credit Union currently has assets of more than $322 million. GCS serves more than 39,000 members throughout Madison and most of St. Clair Counties in Illinois via 7 conveniently located branches, numerous ATM locations, and 24-hour account access through a telephone audio response system and PCU online banking.

  • Do You Drive a Chevy? Take Advantage of this Offer!

    From Chevy.com: 


    Chevrolet Volt driving


    And now with the Love It or Return It Guarantee, we’ll give you a full 60 days to make sure of it. Buy any 2012 or 2013 Chevy, and if you’re not happy, you can bring it back. Consider it an extended test drive — one we’re confident you won’t want to end. That’s  Chevy Confidence . It’s that simple.

    Or, if you already know you’ll love your new Chevy, take advantage of Chevy Confidence Cash. That’s an additional $500 off most 2012 and 2013 Chevrolet vehicles and $250 off the Chevrolet Sonic and 2013 Chevrolet Spark.

    Whether you choose the Love It or Return It Guarantee or Chevy Confidence Cash, combine one of these offers with your Credit Union Member Discount from GM and most  current incentives  for even greater savings.

    Sign into  mygmdiscount.com  and follow the prompts to obtain an authorization number. Take the authorization number to a participating Chevrolet Dealer to get your vehicle discount.

    Go to  chevrolet.com/confidence  for limitations and details.



    GCS Federal Credit Union was on site at the National Children’s Cancer Society’s Pack the Pool fundraiser on July 20 at Splash City Family Water Park in Collinsville.

    For the month of July, GCS employees had the option to wear jeans on Fridays and Saturdays throughout the month in exchange for a donation. Together, GCS employees raised $1,265 for NCCS and presented a check at the fundraiser. The grand total of funds collected throughout the night was $2,452 – $400 more than last year!

     All proceeds collected benefit the National Children’s Cancer Society. The mission of the NCCS is, “To improve the quality of life for children with cancer and their families worldwide.” They have helped more than 30,000 children with cancer and their families.

    For more information about NCCS, visit theNCCS.org .

    Founded in 1941, GCS Federal Credit Union currently has assets of more than $312 million. GCS serves more than 39,000 members throughout Madison and most of St. Clair Counties in Illinois via 7 conveniently located branches, numerous ATM locations, and 24-hour account access through a telephone audio response system and PCU online banking.


  • School Supplies Drive




    GCS Federal Credit Union recently hosted local food drives at their Granite City Main Office and Collinsville locations.

    June 4 through July 16, credit union and community members donated canned goods and nonperishable items to support their local community.

    All donations at the GCS Granite City location benefitted the Granite City Community Care Center.

    All donations at the GCS Collinsville location benefitted Collinsville, Maryville and Troy food pantries, as part of the 5th Annual Bank to Bank Food Drive.

    For more information about GCS, visit myGCScu.com .

    Founded in 1941, GCS Federal Credit Union currently has assets of more than $322 million. GCS serves more than 39,000 members throughout Madison and most of St. Clair Counties in Illinois via 7 conveniently located branches, numerous ATM locations, and 24-hour account access through a telephone audio response system and PCU online banking.

  • More Great Info From GCS Federal Credit Union

    Bigger Bucks with path

    If you need more help controlling your finances, talk to a Member Service Representative at  GCS Federal Credit Union . We are a full-service financial institution ready to get you on the right track. Give us at (618) 797-7993.

    · Learn more about how you can prevent credit card fraud with the Verified by Visa program.

    · It feels good to donate money to others less fortunate, but make sure the charity is legitimate.

    ·  Choose to Save offers this educational brochure on how to get started with retirement planning.

    · The Society for Financial Education and Professional Development offers financial education, including answers to these FAQs.

    ·  FakeChecks.org helps you learn how to prevent losing your money to fraud—use this online quiz to determine whether you’re at risk for losing money to a rental scam.

  • Why You Can Rest Easy With a Visa Credit Card

    Close up of the Visa logo on Credit Card

    With identity theft on the rise, it’s important to have a credit card that protects your information. You can rest easy when making purchases at home or as you travel with a Visa credit card and support from your credit union . Visa works with lenders and vendors to make purchases as secure as possible, monitor fraud, and offer solutions should identify theft occur.

    Verified by Visa

    For some time, Visa has encouraged merchants to adopt the same sort of program used in Europe, which requires that consumers enter a PIN when using their credit cards, just like they do with debit cards. Now, the company has started its ” Verified by Visa ” program to add an extra layer of protection for online shopping. After activating your card, you’ll be asked to enter your password at any online merchant that participates in the Verified by Visa program. Once you activate it, your card can’t be used at any participating online merchant without your correct password, making it much tougher to steal your card number.

    Password Protection

    On Visa’s end, the information you enter when you activate your card is protected by high-level encryption. To do your part to protect your finances, treat your personal information and passwords like cash. Protect the information and don’t hand it out to just anyone. Each card issuer has its own password requirements, but you can strengthen your Verified by Visa password by mixing uppercase and lowercase letters, numbers, and symbols. Once you have your password, don’t write it down; memorize it. Should you forget, you can access a link in the Verified by Visa password window.

    Help with Fraud

    Always check your monthly Visa statements to ensure you’re responsible for the charges listed. If you believe someone has accessed your password or made fraudulent purchases with your Visa, contact GCS Federal Credit Union. Visa always protects unauthorized use.

    Help lessen the chance of identity theft and fraudulent charges by signing up for Verified by Visa. Call GCS Federal Credit Union at (618) 797-7993 if you have questions about the program, credit card fraud, or obtaining a Visa card.

  • Tips for Saving Money and Avoiding Hassles on Your Summer Vacation

    Banks often don’t know your travel plans, and sometimes they question or shut down your credit or debit card account when charges start appearing outside your normal location and patterns.

    In this CBS News video, a senior consumer reporter for SmartMoney.com gives consumers some tips for avoiding these kinds of hassles and saving money when they head out for summer vacation. For example, call and let your credit union know you’re going to be on vacation so they can make a note and avoid locking down your debit card for suspicious activity. This video also suggests having fun on your vacation but sticking to your budget. One way to save money is to search for deals from your smartphone.

    Call  GCS Federal Credit Union , in O’Fallon, at (618) 797-7993 if you have questions about how to handle money transactions if you’re traveling in the U.S or abroad for your summer vacation. Also, ask about our competitive interest rates on credit cards.

  • Types of Money Transfer Frauds

    fraud word in metal type

    Electronic communications have made banking easier in many ways. Consumers can transfer money among their accounts from their home computers or smartphones, and credit unions can transfer money more easily than ever. But with convenience comes caution. There are many common scams crafted to get you to transfer your money or banking information.

    This year alone, more than $209 million have been lost to wire fraud. Beware of these common scams:

    Sweepstakes and Lotteries: You receive a call, letter, or e-mail saying you’ve won a contest, and all you have to do to claim your prize is wire money to cover the taxes, processing fees, or customs. Don’t ever wire money to anyone you don’t know.

    Check Overpayment: A classified ad respondent sends you a check for more than the amount owed but asks you to deposit it anyway, take out the excess as cash, and wire it back. The check then bounces and you’re out for the entire amount. Don’t agree to exchange a check for wired cash unless you absolutely know and trust the sender.

    Mystery Shopper: Word comes that you’re wanted as a mystery shopper and your first assignment is to evaluate the customer service at a wire transfer company. The “company” sends you a check to deposit in your account and you withdraw the same amount of cash to wire to them so you can rate the transaction. As with the check overpayment scam, the check will undoubtedly bounce and your cash will be irretrievable.  

    Long-lost Family Member or Friend: In this fraud, someone calls a senior consumer claiming to be a family member or person of authority. The “grandchild” is in trouble and needs money wired immediately, and the grandparents should not tell mom and dad. Variations include e-mails from impostors of friends saying they need help for bogus medical care or to get out of a foreign country. Always research these types of calls or e-mails before reacting.

    In short, don’t give out personal information or send money unless you initiate the call. GCS Federal Credit Union will ask you identifying questions in order to ensure your identity and protect you from fraud. If you have questions or concerns about your accounts, call us at (618) 797-7993.

  • Fill in The Blank if You Know the Answer! | Like and Share!

    Founded in _____ , GCS Federal Credit Union has always focused on our members.

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