How to Build Credit Using a Credit Card

Credit cards are usually associated with credit history nightmares, but when used correctly, they can actually be beneficial to your financial wellbeing. This video explains how to use a credit card to your advantage in building a strong credit history. 

To have a good credit history, you have to obtain credit and use it responsibly. A credit card is a great way to do just that. To boost your credit history, make small purchases on your card each month and pay your balance off in full. You should also limit the number of cards you have, and of course, pay your bills on time.

Let the team at GCS Credit Union in O’Fallon help you manage your credit card . For information about our credit union services, please call (618) 797-7993.

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