Using Technology to Take Control of Your Money Management

Careful money management allows you to plan for the future, reach goals like home mortgage loans and even vacations, and avoid unnecessary expenses like fees for an overdrawn checking account . Now, money management is easier than ever thanks to technology that puts the information you need at your fingertips. Consider putting this technology to work for you as take control of your finances.

Online Banking

Few tools are as easy and as important to money management than online banking. When you sign up for online services from your credit union, you’ll get all of the tools you need to see your account activity in real time and manage your money accordingly. Look at your checking account balance before making a purchase, shift money into your savings account at regular intervals, or simply keep an eye on where your money is going to identify any wasteful patterns. Online banking can help you set and meet savings goals, avoid overdrafts, and always have a full grasp of your financial picture before making decisions.

Online Bill Pay

Online bill pay takes the hassle out of paying bills by doing away with the checkbook, envelope, and stamps. Set up payments directly from your accounts without worrying about the check getting lost in the mail. Paying your bills online gives you the security of knowing your payment was received and alleviates concerns about juggling due dates.

Online Budgeting Tools

There are a wide range of tools that can be used to build and track your budget online, including apps that you can download to your smartphone. Use these tools to manage your spending and savings goals and to set limits. By plugging your spending habits into your budgeting tool, you can identify areas where you may be able to cut back and save more money to spend on the things you really want.

If you’re interested in making technology work for you, visit your GCS Credit Union branch for more information. We provide online banking in O’Fallon and much more to help you reach your financial goals. For more information, call (618) 797-7993.

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