Wouldn’t it be nice to earn money just for doing what you do anyway—spending money on your debit card? It may sound like a dream, but Kasasa Cash Back from GCS Credit Union makes it a reality. Whip out your debit card and start earning 2% cash back on any of your purchases, anywhere you shop.
With Kasasa Cash Back, you can earn up to $6 cash back every month. All you have to do is spend at least $300 a month on your debit card to be eligible. With the program, you also get checking accounts with no service fees, unlimited ATM refunds, and no minimum balance requirement. Online check ordering, mobile banking, and online bill pay are also standard.
Get up to $72 per year simply for using your debit card with Kasasa Cash Back and GCS Credit Union. You can learn more about o ur checking accounts in O’Fallon and other credit union services by calling (618) 797-7993.
Are you considering joining a credit union ? Many people move from their bank to a credit union in order to take advantage of the lower interest rates on loans and better returns on their savings. If you’re considering making the leap, these questions will help you make the right choice for your financial needs.
Who can become a member?
Credit unions are based on memberships. You have to be accepted as a member before you can join and open an account. Although there are requirements for membership, there is a credit union for virtually everyone—the trick is finding the one for which you qualify. At GCS Credit Union, membership is open to anyone who lives, works, or goes to school in one of the counties in which we operate across Illinois. Once you are accepted as a member in our credit union, you can maintain your membership even if you move out of the area.
What are the benefits of joining a credit union?
Unlike banks, credit unions are nonprofit institutions. As a result, they do not need to focus making money for a board of directors or owners. Instead, any profits generated by the credit union are re-invested into member services. Members are the owners of credit unions, so all decisions are made in their favor. This structure also allows credit unions to make decisions about loans on a more personalized basis, considering the full financial picture of the applicant.
What services do banks have that credit unions don’t?
Credit unions are full-service financial institutions. They offer all of the same products as banks, although their nonprofit structure typically lets them do so at better rates. You can expect all of the same services you would find at a bank at the credit union that you join.
To find out more about how membership at GCS Credit Union could benefit your family, contact us today. You can reach a team member at our credit union in O’Fallon by calling (618) 797-7993.
If you’re seeking an auto loan, then you may be wondering how much money you will need for your down payment. There is flexibility when it comes to down payments, but there is typically a trade off if you save money up front on your down payment with a higher interest rate over the course of the loan.
Watch this video for insight on making a car down payment. Typically, 10% to 20% is a good target, but paying more could you save you money on interest in the future.
Let GCS Credit Union help you choose an auto loan that is right for your needs and budget. Our credit union in O’Fallon offers competitive rates, online bill pay, and much more for our members. Learn more by dialing (618) 797-7993.